A part of Sheboygan since 1885.

Pay Your Invoice
We will call you.
  • Email
  • Facebook
A part of Sheboygan since 1885.
  • Home
  • About Us
  • Attorneys
    • Michael J. Bauer
    • J. Phil Mueller
    • Herbert C. Humke
    • Crystal H. Fieber
    • Paul A. Dirkse
    • Oliver M. Bauer
    • Kelly Del Ponte
    • William W. Moir
  • Areas Of Practice
    • Business Services
    • Estate Planning and Probate Services
    • Municipal Services
    • Family Law Services
    • Personal Injury
    • Real Estate Services
  • BLOG
  • FAQs
  • Contact Us

FAMILIES FIRST CORONAVIRUS RESPONSE ACT: Summary

March 19, 2020 by Oliver Bauer

The Families First Coronavirus Response Act will go into effect on April 2, 2020 with an end date of December 31, 2020. The main provisions applicable to employers and employees are the (1) Emergency Family Medical Leave Expansion Act and (2) Emergency Paid Sick Leave Act.

  1. Emergency Family Medical Leave Expansion Act
  • Applicable to employers with 500 or fewer employees
  • For an employee to be eligible:
    • Must have been employed with employer for thirty (30) days
    • Leave is needed to care for a child whose school or childcare facility is closed due to COVID-19
  • Employee is entitled to twelve (12) weeks of leave
    • First two weeks of leave are unpaid
      • Employee can choose to use employer-provided paid time off or paid sick leave but employer cannot require employee to do so.
    • The remaining ten (10) weeks are paid at a rate not less than two-thirds the employee’s usual rate of pay.
  • Leave under this act is job-protected. Employee must be returned to their job upon return from leave.
  • The amount of paid leave is capped at $200 per day or $10,000 in the aggregate.
  • The bill authorizes the Secretary of Labor to issue regulations exempting (1) certain health care providers and emergency responders from taking leave under the bill and (2) small businesses with fewer than 50 employees from the requirements of the bill if it would jeopardize the viability of the business.
    • We will monitor any regulations issued by the Secretary of Labor and update this summary as necessary.
  • Emergency Paid Sick Leave Act
  • Applicable to private employers with 500 or fewer employees and public agencies with one or more employees.
  • Full-time employees, regardless of length of employment, are entitled to two weeks (80 hours) of paid sick leave.
  • Paid sick leave can be used for the following reasons:
    • The employee is subject to a federal, state, or local quarantine or isolation order related to COVID-19.
    • The employee has been advised by a health care provider to self-quarantine.
    • The employee is experiencing symptoms of coronavirus and is seeking a medical diagnosis or has been diagnosed with COVID-19.
    • The employee is caring for an individual who is subject to a quarantine order or has been advised by a health care provider to self-quarantine.
    • The employee is caring for child whose school or childcare provider is closed due to COVID-19
  • Employers must compensate employees at their regular rate of pay.
  • Part-time employees are entitled to the number of hours of paid sick time equal to the number of hours they work, on average, over a two-week period.
  • Paid sick leave is capped at $511 per day and $5,110 in the aggregate for employees who are quarantined or isolated due to COVID-19 or are experiencing symptoms of COVID-19 and seeking a medical diagnosis. The amount of paid sick time is also capped at $200 per day and $2,000 in the aggregate per employee for an employee who is: (i) taking care of an individual subject to a quarantine order or who has been advised by a health care provider to self-quarantine; (ii) caring for the employee’s child if the child’s school or place of care has been closed due to the coronavirus or if the child care provider for the child is unavailable; or (iii) experiencing any other substantially similar condition specified by the Secretary of Health and Human Services.

TAX CREDITS

The bill provides for a series of refundable tax credits for employers providing paid emergency sick leave or paid FMLA.  The credits are as follows:

  • A refundable tax credit for employers equal to 100 percent of qualified family leave wages required to be paid by the Emergency Family Medical Leave Expansion Act that are paid by an employer for each calendar quarter.  The tax credit is allowed against the tax imposed by section 3111(a) (the employer portion of Social Security taxes).  The amount of qualified family leave wages taken into account for each employee is capped at $200 per day and $10,000 for all calendar quarters.  If the credit exceeds the employer’s total liability under section 3111(a) for all employees for any calendar quarter, the excess credit is refundable to the employer.
  • A refundable tax credit for employers equal to 100 percent of qualified paid sick leave wages required to be paid by the Emergency Paid Sick Leave Act that are paid by an employer for each calendar quarter.  The tax credit is allowed against the tax imposed by section 3111(a) of the Internal Revenue Code (the employer portion of Social Security taxes).

Filed Under: Uncategorized

2021: The End of LIBOR

December 13, 2017 by Oliver Bauer

The London Interbank Offered Rate (“Libor”) is set to end in 2021.

Libor is the most commonly used benchmark for establishing interest rates on everything from student and car loans to mortgages and credit cards. Countries that rely on Libor include the U.S, Canada, Switzerland and the U.K., but its reach is global. For a U.S. dollar-denominated loan taken anywhere in the world, chances are it will use Libor. The end of Libor is welcomed on many levels by regulators as Libor was tied to some of the banking industry’s biggest scandals leading to roughly $9 billion dollars in fines and the conviction of several bankers for manipulating the rate.

The Alternative Reference Rates Committee (“ARRC”) of the Federal Reserve has developed a replacement for Libor; this replacement is the Secured Overnight Funding Rate (“SOFR”). SOFR is an index that is nearly risk free that reflects a broad measure of overnight U.S. Treasury repurchase financing transactions. The rate is calculated based on transaction data; there is no subjective input. The Federal Reserve will begin publishing SOFR data during the second quarter of 2018.

What to do now?

For already-executed loans that mature by the end of 2021 there is no need to act as loan parties can rely on Libor through the end of 2021.

For already-executed loans that mature after 2021, loan documents should be amended to incorporate appropriate fallback terms. For loans that have not yet been executed, the loan documents should include the appropriate fallback terms.

Appropriate fallback terms refer to language that selects a specific replacement rate or language that clearly delineates which party will choose the replacement rate. A date should be set on which the replacement rate goes into effect under the contract. Language should also be added to allocate any costs or risks associated with relying on the replacement rate in lieu of Libor.

If you are in need of assistance with regards to already-executed loans or loans yet to be executed please contact our office for a free consultation.

Sources:
https://www.bloomberg.com/news/articles/2017-07-27/what-is-libor-and-why-it-will-soon-be-history-quicktake-q-a
Id.
https://www.bloomberg.com/news/articles/2017-07-27/libor-to-end-in-2021-as-fca-says-bank-benchmark-is-untenable-j5m5fepe

Filed Under: Banking, Commercial Law

Recreational Drone Use: A Legal Gray Area

January 5, 2017 by Oliver Bauer

Drone technology is still relatively new but the market for drones is absolutely soaring. Drones, or Unmanned Aerial Systems (UAS), are expected to have an $82 billion impact on the economy over the next 10 years. Wisconsin defines a drone as “a powered, aerial vehicle that does not carry a human operator, uses aerodynamic forces to provide lift, and can fly autonomously or be piloted remotely; a drone may be expendable or recoverable.” Wis. Stat. §941.292(1). The Federal Aviation Administration (FAA) defines an Unmanned Aircraft System (UAS) or Drone, as an “aircraft that is operated without the possibility of direct human intervention from within or on the aircraft”

The FAA is tasked with the primary responsibility of establishing the rules and regulations for drone use. At this point the FAA has focused primarily on drone use for commercial purposes as well as drone use by government agencies. At the moment, however, drone use for private recreational purposes is largely unregulated.

In 2014 Governor Scott Walker signed the Drone Privacy Protection Act into law in the state of Wisconsin. Senate Bill 196 was introduced by the legislature to ensure that drones would not be used to intentionally violate the privacy rights of Wisconsin citizens. Under the law, law enforcement is prohibited from using drones equipped with video or audio recording equipment to collect evidence or information in a criminal investigation where an individual has a reasonable expectation of privacy, without first obtaining a search warrant. Certain emergency exceptions to this prohibition include locating an escaped prisoner, aiding in a search and rescue mission, executing an arrest warrant or preventing imminent harm to a person or the imminent destruction of evidence.

Since the passage of the Drone Privacy Protection Act, Wisconsin has adopted a slew of amendments and additions to the drone laws which attempt to regulate not only commercial/governmental use but also recreational use. Below is an abbreviated summary of the current drone laws in Wisconsin:

  • It is unlawful to utilize drones to harass wild animals and/or impede, obstruct, or harass a person lawfully engaged in hunting, fishing, or trapping. Wis. Stat. §29.083
  • Drones can be flown over lands and waters of this state, unless at such a low altitude as to interfere with the existing use to which the land and water, or space over the land or water is dangerous or damaging to persons or property beneath. Additionally, it is unlawful to land a Drone (expect in the case of a forced landing) on private property without the consent of the property owner. Wis. Stat. §114.04.  There is a presumption of liability imputed to the owner and/or operator of a drone for damage or injury caused by a drone.
  • It is unlawful to operate a drone over a correctional facility or its grounds. Wis. Stat. §114.045.
  • It is unlawful to operate a drone recklessly, while under the influence of an intoxicant or drug, or with a prohibited alcohol concentration above 0.04. Wis. Stat. §114.09.
  • It is unlawful to use a drone to photograph, record, or observe an individual at a place or location where that individual has a reasonable expectation of privacy. Wis. Stat. §942.10.

Recently, the FAA adopted new rules for drones used for commercial and/or professional purposes. However, drones used for strictly recreational or hobby purposes are still defined as a “model aircraft” which are subject to much looser regulations and guidelines.

Below is an abbreviated summary of the federal rules governing drones used for recreational purposes:

  • Drones weighing more than .55 lbs must be registered with the FAA. The registration fee is $5.00 and the registration is in place for three years.
  • Operators must maintain a visual line of sight when operating the drone.
  • Drones must comply with all flight restrictions issued by the FAA. (Ex: sporting events, concerts, theme parks, etc.)
  • Operation of a drone within 5 miles of an airport requires notification of the airport operator.

The FAA has created an app for smartphones called B4UFLY. The purpose of the app is to help unmanned aircraft operators by providing them with information about restrictions or requirements in effect at the location where they plan to fly the drone.

As the demand for drones continues its rise so too will the demand for rules and regulations. With incidents of drones crashing at sporting events (2015 US Open; 2015 University of Kentucky college football game); drones crashing in public areas (drone crashed through outdoor restaurant table in Seattle); and drones crashing in highly sensitive areas (White House lawn) it is clear that safety and privacy concerns will be at the forefront of new rules and regulations pertaining to recreational drone usage in the future.

Filed Under: Uncategorized

Who Owns Buried Treasure?

December 1, 2016 by Oliver Bauer

On November 16, 2016 the City of Plymouth located a large safe that was buried approximately two feet beneath the surface in Stayer Park. The City held a public opening of the safe on November 18 but, unfortunately, nothing of significant value was located within the safe. However, had something of significant value been found inside the safe an interesting legal question would have arisen: who owns the contents of the buried safe?

Wisconsin is one of only twelve states that recognizes a legal doctrine known as treasure trove. Under the treasure trove doctrine, title to found valuables belongs to the finder of the items unless the true owner can be identified. In essence, the age old adage “finders keepers” holds true in Wisconsin, unless the owner or his heirs comes forward to make a claim.

Pictured below is the safe that was found in Stayer Park.

plymouth-safe

https://twitter.com/plymouth_wi/status/798992663332560896

 

Filed Under: Uncategorized

How to Vote in Wisconsin

September 28, 2016 by Oliver Bauer

With the 2016 presidential election right around the corner it’s important for residents to know and understand Wisconsin’s voting laws. If you follow this guide you will be able to cast your ballot on November 8th without issue.

If you want to vote on Election Day you must be registered to vote in Wisconsin. Follow this quick and easy step by step process to make sure you are properly registered:

  1. Access My Vote Wisconsin by going to https://myvote.wi.gov/en-us/
  2. Select “search by name” in the upper right hand corner
  3. Enter your name and birth date and click search
  4. Once you click search you should see your voter status, name, address, and your designated polling location (where you go to vote).
  5. At this point you can change your voter registration information by selecting “update name” and/or “update address.”
  6. If your name doesn’t appear the website will give you the option to register online.

If you’re not registered to vote on November 8th you still have the option to register at your designated polling location the day of the election.

Wisconsin’s Vote ID Law

Wisconsin’s Voter ID law is still in effect for the November 8, 2016 presidential election. Portions of the Voter ID law were struck down in July but the law itself still stands.

To vote in Wisconsin you must bring, to your polling location, a form of identification. There is not a separate “voter ID” card. Any of the following forms of identification will satisfy the requirements of Wisconsin’s Voter ID law:

  • A Wisconsin Department of Transportation (“DOT”) issued driver license, even if driving privileges are revoked or suspended
  • A Wisconsin DOT issued identification card
  • A Wisconsin DOT issued identification card or driver license without a photo issued under the religious exemption.
  • Military ID card issued by U.S. Uniformed Services
  • A United States Passport
  • An identification card issued by a federally recognized Indian tribe in Wisconsin
  • A photo identification card issued by a Wisconsin accredited university or college that contains the date of issuance, signature of student, and an expiration date no later than two years after the date of issuance. **IMPORTANT NOTE: The university or college ID must be accompanied by a separate document that proves enrollment.

Any of these forms of identification are valid as long as they didn’t expire before November 4, 2014.

The following forms of identification will also be accepted but they must be current; these forms of identification cannot be expired:

  • A veteran’s photo identification card issued by the Veterans Health Administration of the U.S. Department of Veterans Affairs
  • A certificate of naturalization that was issued not earlier than two years before the date of an election at which it is presented
  • A driving receipt issued by Wisconsin DOT (valid for 45 days)
  • An identification card receipt issued by Wisconsin DOT (valid for 45 days)
  • A temporary identification card receipt issued by Wisconsin DOT through the Identification Petition Process (IDPP) (valid for 60 days)
  • A citation or notice of intent to revoke or suspend a Wisconsin DOT-issued driver license that is dated within 60 days of the date of the election.If you do not have an ID that qualifies under Wisconsin’s Voter ID law you can go to your local Department of Motor Vehicles (DMV) and obtain a free state-issued ID. To obtain a free ID you’ll need to bring, to the DMV, a birth certificate/social security card and a utility or cell phone bill to prove residency.

Early Voting

A law that placed restrictions on early voting was struck down by a federal court in July. Cities, villages, and towns are now free to set their own hours for early voting in Wisconsin. If you’re interested in voting early contact your local clerk’s office for information:

City of Sheboygan:                     Susan Richards                        920-459-3364

City of Sheboygan Falls:          Sabrina Dittman                      920-467-7900, ext 110

Village of Kohler:                       Laurie Lindow                          920-459-3873

City of Plymouth:                       Patricia Huberty                      920-893-1271

Town of Sheboygan:                 Catherine Conrad                    920-451-2320

[Read more…]

Filed Under: Voting

Recent Posts

WISCONSIN LLC LAW CHANGES

December 19, 2022 By Admin

FAMILIES FIRST CORONAVIRUS RESPONSE ACT: Summary

March 19, 2020 By Oliver Bauer

Home | Make a Payment | HNH Health Insurance Transparency in Coverage | Disclaimer